The UPI Payment Stack for India's Next Generation Businesses
ZenoxPay powers instant collections, same-day settlements, and intelligent payout automation — built for businesses that demand reliability at scale.
Trusted by 15+ companies
processing ₹70L+ in transactions daily
Live Dashboard
₹12.8 Cr processed today
Live Transactions
Riya Kapoor
e-commerce
+₹24,500
just now
Arjun Shah
SaaS billing
+₹1,12,000
2s ago
Priya Menon
marketplace
+₹8,750
5s ago
Vikram Nair
logistics
+₹45,200
9s ago
Deepa Kumar
retail
+₹3,200
12s ago
Sanjay Khanna
fintech
+₹67,000
15s ago
Riya Kapoor
e-commerce
+₹24,500
just now
Arjun Shah
SaaS billing
+₹1,12,000
2s ago
Priya Menon
marketplace
+₹8,750
5s ago
Vikram Nair
logistics
+₹45,200
9s ago
Deepa Kumar
retail
+₹3,200
12s ago
Sanjay Khanna
fintech
+₹67,000
15s ago
Success Rate
98.7%
Payout TAT
Instant
avg. 1.2s settlement
Transaction Volume (7d)
↑ 12.5%Trusted by leading companies across India
Daily Transaction Volume
Uptime SLA Guaranteed
Average API Latency
Businesses Trust Us
Everything you need to run UPI at scale
Launch collections and payouts with orchestration, observability, and smart risk controls.
UPI Checkout
Custom UPI intent flows, dynamic QR codes, and collect requests engineered for maximum success rates. Supports all major UPI apps with smart retry logic.
Success Rate
98.7%
QR Coverage
100%
Retry Success
94.2%
Collect
Realtime collection tracking with automated retries and webhook alerts.
Payouts
Batch and instant payouts with beneficiary validation and smart routing.
Webhooks
Reliable event delivery, retries, and HMAC signature verification for every payment status.
Dashboard
Unified view of collections, payouts, chargebacks, and settlement metrics in real time.
Risk Controls
Velocity rules, anomaly alerts, and KYC/AML workflow support built in.
Go live in weeks, not months
A structured onboarding flow that scales with your compliance and operations.
Discovery
Map your UPI use cases, reconciliation needs, and settlement workflow.
Integration
Plug into our APIs, SDKs, and sandbox to validate flows quickly.
Compliance
Support for KYC/AML workflows, risk checks, and audit trails.
Scale
Launch with monitoring, SLAs, and dedicated account coverage.
Built for every industry
From startups to enterprises, our payment infrastructure adapts to your business model.
E-Commerce
Accept payments seamlessly on your online store with instant checkout and automatic reconciliation.
Learn moreSaaS & Subscriptions
Manage recurring payments, free trials, and usage-based billing with automated invoicing.
Learn moreMarketplaces
Split payments between vendors, handle escrow, and automate seller payouts at scale.
Learn moreEducation
Collect fees, manage installments, and handle scholarships with parent-friendly payment links.
Learn moreEvents & Ticketing
Sell tickets, handle refunds, and manage attendee payments with real-time reporting.
Learn moreReal Estate
Handle property bookings, EMI collections, and maintenance payments with automated reminders.
Learn moreDeveloper-friendly integration
Launch UPI collections and payouts with clean APIs, webhooks, and SDKs — built for modern engineering teams.
API-first architecture
Clear versioning, idempotency keys, and audit-ready request logs.
Sub-200ms responses
P99 latency under 200ms with global redundancy and health checks.
HMAC signatures
Every webhook is signed — verify authenticity on your end in seconds.
SDKs & sandbox
Node.js, PHP, Python SDKs plus a full sandbox to test before going live.
// Node.js SDK
import { ZenoxPay } from 'zenoxpay';
const client = new ZenoxPay({
apiKey: process.env.ZENOXPAY_KEY,
});
const payment = await client.collect.create({
amount: 125000, // ₹1,250.00
currency: 'INR',
reference: 'INV-2381',
callbackUrl: 'https://yourapp.com/webhooks',
});
// → { id: 'pay_xyz', status: 'pending', qr_url: '...' }
// PHP SDK
$client = new ZenoxPay([
'api_key' => env('ZENOXPAY_KEY')
]);
$payment = $client->collect()->create([
'amount' => 125000,
'currency' => 'INR',
'reference' => 'INV-2381',
'callback_url' => 'https://yourapp.com/webhooks',
]);
// $payment->id, $payment->status, $payment->qr_url
# cURL
curl -X POST https://api.zenoxpay.com/v1/collect \
-H "Authorization: Bearer ${ZENOXPAY_KEY}" \
-H "Content-Type: application/json" \
-d '{
"amount": 125000,
"currency": "INR",
"reference": "INV-2381",
"callback_url": "https://yourapp.com/webhooks"
}'
# Response: {"id":"pay_xyz","status":"pending","qr_url":"..."}
The smarter choice for payments
See how ZenoxPay compares to traditional payment solutions.
| Feature |
ZenoxPay
|
Others |
|---|---|---|
| Settlement Speed | T+0 (Same Day) | T+2 to T+7 |
| API Latency | <200ms | 500ms+ |
| Uptime SLA | 99.9% | 99% |
| Dedicated Support | ||
| Custom Integrations | ||
| Real-time Webhooks | Limited | |
| Multi-bank Support | Limited | |
| Transparent Pricing |
Pricing
Pricing that scales with you
Flexible plans for startups, growth teams, and enterprises.
Starter
For early-stage teams launching UPI collections.
- Standard settlement cycles
- Basic dashboard reporting
- Email support
- UPI collect + QR flows
Growth
For fast-growing businesses scaling payouts.
- Custom settlement routing
- Webhooks + retries
- Priority support
- Payout automation
Enterprise
For enterprises with advanced compliance needs.
- Dedicated success manager
- Custom risk controls
- SLA-backed uptime
- Volume-based pricing
Trusted by ambitious teams
Proof points from teams modernizing UPI payments.
"ZenoxPay cut our UPI settlement time in half while improving observability for our ops team. The webhook reliability alone saved us 20+ engineering hours per month."
Aarav Mehta
VP Payments, FinEdge
"From onboarding to live traffic, the team was proactive and hands-on. The API docs are exceptional and our integration was done in under a week. Best decision we made."
Sneha Rao
Head of Ops, QuickShip
"We process ₹40L+ a day through ZenoxPay with zero downtime incidents in 6 months. The support team responds in minutes, not hours. Truly enterprise-grade."
Kiran Patel
CTO, SwiftCart
Processing payments for
Backed by industry leaders
NPCI Certified
Official UPI payment aggregator partner
PCI DSS Level 1
Highest level of payment security compliance
RBI Regulated
Licensed payment aggregator under RBI guidelines
ISO 27001
International information security standard
Banking Partners
Security
Security-first by design
Built on modern security practices with strong controls and auditability.
ZenoxPay is PCI-ready and supports compliance best practices with encrypted data flows, key rotation, and role-based access. KYC/AML workflows are supported through configurable checks and audit trails.
Encryption
TLS 1.2+ and encrypted data at rest.
Access Control
Granular roles and approval workflows.
Monitoring
Anomaly alerts and audit logs.
Reliability
Multi-node redundancy and failover.
Security posture
Always-on monitoring- Segregated environments for sandbox and production.
- Key management and audit-ready logs.
- Operational runbooks for incident response.
FAQ
Frequently asked questions
Everything you need to know before getting started.
Build your UPI stack with ZenoxPay
Talk to our specialists for a custom rollout and pricing plan tailored to your business needs.